Toby Sinclair is the Founder of Real Talk Studio and a former Executive Director at JPMorgan Chase, where he spent over a decade designing and scaling employee experience and learning products within a highly regulated financial services environment. At JPMorgan Chase, he led global initiatives focused on onboarding, access management, and day-one productivity for over 100,000 employees annually, working closely with compliance, risk, and technology teams across business lines.
Through Real Talk Studio, he applies AI-driven roleplay and feedback to help financial services organizations move beyond checkbox compliance toward learning that improves decision-making, accountability, and behavioral outcomes. Toby brings a practitioner’s lens to AI learning, grounded in firsthand experience of what compliance, risk, and scale truly mean inside global financial institutions.